PlanetToolbox
Budget Calculator
Build a monthly budget with income, needs, wants, savings, expenses, monthly surplus, and annual surplus.
Expenses
$4,750
Surplus / deficit
$1,250
Savings rate
15%
Annual surplus
$15,000
Budget summary
- Needs total
- $3,400
- Wants total
- $450
- Monthly expenses
- $4,750
- Monthly surplus / deficit
- $1,250
Budget inputs
Build a monthly budget
Budget notes
This calculator groups common monthly spending into needs, wants, savings, and other categories. It is a practical planning worksheet and does not connect to bank accounts, forecast irregular income, or provide financial advice.