PlanetToolbox
Personal Loan Calculator
Estimate personal loan payments, origination fees, interest, payoff timing, and amortization.
Monthly payment
$388
Total interest
$3,609
Total cost
$19,059
Payoff date
April 2030
Personal loan inputs
Estimate payoff and borrowing cost
%
Loan breakdown
Required monthly payment$388
Monthly with extra$388
Origination fee$450
Principal repaid$15,000
Interest paid$3,609
Summary
- Total repayment
- $18,609
- Cost including fee
- $19,059
- Scheduled payoff
- April 2030
- Actual payoff
- April 2030
- Interest saved
- $0
- Time saved
- 0 months
Amortization schedule
View principal and interest by year or by payment.
YearPrincipalInterestBalance
2026$2,067$1,035$12,933
2027$3,397$1,255$9,536
2028$3,791$862$5,745
2029$4,229$423$1,516
2030$1,516$35$0
Result actions
Personal loan calculator notes
This calculator uses the APR and loan details you enter. It does not provide lender quotes, approval terms, credit advice, or a guarantee of fees.