PlanetToolbox

Retirement Calculator

Estimate retirement savings, target nest egg, projected gap or surplus, and required monthly contribution.

Projected balance

$1,791,985

Target nest egg

$4,195,135

Gap / surplus

-$2,403,150

Years left

Retirement inputs

Estimate retirement readiness

Current age

Retirement age

Current savings

Monthly contribution

Desired annual income

Annual return

Inflation rate

Withdrawal rate

Contribution increase

Retirement summary

Projected balance: $1,791,985
Today-dollar balance: $854,316
Inflated income target: $167,805
Required monthly savings: $2,974

Readiness check

Projected gap$2,403,150

Result actions

Next steps

Compound interestStress-test savings growth with compounding and contribution timing.Savings goalWork backward from a target amount and timeline.After-tax incomeEstimate take-home pay before setting contribution targets.

Retirement planning notes

The target nest egg is based on the withdrawal rate and desired annual income you enter. Inflation, returns, savings behavior, taxes, and future spending can materially change the outcome.